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When we purchase a digital camera, we often have a few different warranty options, some of which are automatically awarded to you and some of which you must purchase. Sorting out your consumer warranty rights with a new camera can be confusing. We'll discuss what types of warranties are available.
An extended warranty adds additional time, usually a few years, to the coverage for your digital camera. Most extended warranties also usually provide more extensive coverage than the standard manufacturer's warranty does. For example, some types of extended warranties might cover repairs to a dropped camera, while a standard manufacturer's warranty almost certainly will not.
Manufacturer's warranty is a written warranty included with every type of new digital camera. The company that manufactured the camera guarantees that the model will be free from defects for a certain period of time (usually 1 year) from the date of purchase. However, this type of warranty does not cover accidental damage that you cause to the camera. Under this warranty, the manufacturer will arrange to have the camera fixed for free.
2 Year Service Plan with Accidental Damage from Handling - $69.99
3 Year Service Plan with Accidental Damage from Handling - $89.99
4 Year Service Plan with Accidental Damage from Handling - $119.99
2 Year Service Plan - $34.99
3 Year Service Plan - $49.99
4 Year Service Plan - $69.99
Identical with previous camera costs and plans
2 Year Replacement Plan with Accidental Damage from Handling - $49.99
3 Year Replacement Plan with Accidental Damage from Handling - $69.99
4 Year Replacement Plan with Accidental Damage from Handling - $99.99
2 Year Replacement Plan - $20.99
3 Year Replacement Plan - $34.99
4 Year Replacement Plan - $49.99
(Sony's included warranty - 1 year)
The decision as to whether you should buy an extended warranty is a tough one. It pays to have done your homework ahead of time, rather than making a snap decision as you're holding your credit card and paying for the camera.
Stores make a lot of profit on extended warranties, thou they don't advertise the exact amount of it. Extended warranties are sometimes called service contracts. Common sense tells us that if the stores didn't make a profit on the warranties, they wouldn't offer them. Of course, that doesn't mean that you shouldn't purchase extended warranty.
Making calculation. Essentially, the extended warranty is an insurance policy. When thinking of it as insurance, it helps to run a calculation of the warranty's cost versus the camera's value. If the extended warranty costs $150 for a $300 camera, that's 50% of the cost of the camera, which might be a bit high for a $300 camera. However, if the extended warranty costs $100 on a $1000 camera, that's about 10% of the cost of the camera, which seems more reasonable. It also helps to think about the cost of the extended warranty over the amount of time that it will be in effect. For example, spending $220 for a two-year extended warranty is $110 per year, which is vastly different than spending $280 for a four-year extended warranty at $70 per year.
Store and Third-party warranty. Store warranty is another name for an extended warranty. In this case, the store itself offers the extended warranty. Third-party warranty is another name for an extended warranty. The third-party warranty differs from a store warranty only by the company that provides the coverage.
-Added benefits to your Limited Warranty coverage and providing that coverage for the amount of years that you choose from the date you purchased your product.
-The use of Sony parts, Sony service centers or Sony-authorized repair centers and parts.
-Hassle-free repair or replacement, including parts and labor.
-No out-of-pocket shipping costs.
-No estimates or deductibles.
-Lightning/Power surge protection.
-"No Lemon" policy.
-Full refund of your Extended Service Plan within 60 days of purchase.
-Easy transfer of ownership.
What are Accidental Damage from Handling service plans?
Accidental Damage from Handling Protection (ADH) plans offer the same benefits as the Regular Extended Service Plans but gives the added benefit of repairing or replacing your Sony product when it malfunctions due to breakdowns that occur from handling the product under normal operating conditions.
This Service Plan includes all parts, labor and shipping costs in its coverage to make sure your Sony product is repaired and delivered back to you without any out-of-pocket costs. Coverage begins on the date you purchased the product and runs concurrently with the Limited Warranty.
Why add your Extended Service Plan today?
Extended Service Plans run concurrently with the Limited Warranty so the later you purchase the Service Plan, the less coverage you will receive. Adding your Service Plan today ensures confidence in full product protection and entitles you to value pricing. Also, select Extended Service Plans are only offered at the time of product purchase. Plans that must be added on at the time of model purchase include any accidental damage from handling plans. These Service Plans are not offered for stand-alone purchase and cannot be purchased after you have bought your product.
Also, purchasing Extended Service Plans at a later date requires a valid proof of purchase and are only available within the first 6 months of your product purchase.